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The Importance of Life Expectancy for your Unique Personal Situation

The Importance of Life Expectancy for your Unique Personal Situation

The most interesting question I ever got was “How old are you going to be?”. There had been a vague notion in the back of my head, but until then I had never put an actual number on it.

The importance of life expectancy is huge. Not just for life insurers but especially for your personal situation.

Why? Well, let’s say you will live to be 100. And that you retire at age 67. That means 33 years of not having a job and maybe more costs because of declining health. Which in turn means that you’d better have made preparations while you were still working.

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Do I Retire Early or Not? That is the Most Exciting Question

Do I Retire Early or Not? That is the Most Exciting Question

Do I retire early or not? What motives could I possibly have to retire early or to postpone retirement

The answers to these questions are a very personal matter. However, in practice, when we contemplate on them, we will very quickly realize that the answers are not easy to give. This is because so many concerns are at stake.

Money is an issue, of course. Our wellbeing. Our health. Our partner will have some idea. When employed, the employer usually has made proper arrangements. However, in the end, the decision comes down to us.

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